HalalGauge
Annotated balance sheet · halal screening

Joint Stock Company Kaspi.kz

The full balance sheet for KSPI, with the line items that feed each halal check marked and explained inline. Read it like a financial report that grades itself.

Showing under
Annotated balance sheet · halal screening

Joint Stock Company Kaspi.kzLatest period

Source: aggregated fundamentals · USD millions
Detailed line items being ingested

For this ticker HalalGauge currently shows the aggregate ratios used in the halal check. We're ingesting line-by-line balance sheets progressively from primary filings; tickers like AAPL already show the full breakdown.

CHECK

Impermissible income / revenue

under AAOIFI
39.0%
✗ FAIL
Threshold 5%Shortfall34.0 percentage points over the limit
Breach risk
Breached
0%← Pass zone | Fail zone →43%
SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds)
CHECK

Interest-bearing debt / market cap

under AAOIFI
3073.9%
✗ FAIL
Threshold 30%Shortfall3043.9 percentage points over the limit
Breach risk
Breached
0%← Pass zone | Fail zone →3381%
SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds)
CHECK

Cash + interest-bearing securities / market cap

under AAOIFI
13446.2%
✗ FAIL
Threshold 30%Shortfall13416.2 percentage points over the limit
Breach risk
Breached
0%← Pass zone | Fail zone →14791%
SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds)
CHECK

Accounts receivable / market cap

under AAOIFI
47676.9%
✓ PASS
Threshold 0%Shortfall47676.9 percentage points over the limit
Breach risk
Breached
0%← Pass zone | Fail zone →52445%
SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds)
CHECK

Illiquid (tangible) assets / total assets

under AAOIFI
4.0%
✓ PASS
Threshold 0%Buffer4.0 percentage points to spare
Breach risk
Comfortable
0%← Fail zone | Pass zone →5%
SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds)
Final verdict — under AAOIFI Standard
Not halal

Sector check passes: ✓ yes

Want to verify against the primary document? Underlying filing not yet linked for this ticker — we're ingesting primary sources progressively.
HalalGauge — halal investing, calibrated to your conscience.