Annotated balance sheet · halal screening

Altria Group, Inc.

The full balance sheet for MO, with the line items that feed each halal check marked and explained inline. Read it like a financial report that grades itself.

Showing under

Annotated balance sheet · halal screening

Altria Group, Inc. — Q1 2026

Source: SEC Form 10-Q filed 2026-03-31 · via FMP · USD millions · Open filing

Assets

Current Assets

Cash & cash equivalents①

$3,531

Marketable securities①

Accounts receivable

$284

Inventories

$1,146

Other current assets

$-284

Total current assets

$4,677

Non-current Assets

Property, plant & equipment, net②tangible

$1,730

Operating lease right-of-use assets②tangible

Long-term marketable securities①

$8,947

Goodwill

$5,787

Intangible assets, net

$11,873

Other non-current assets

Total non-current assets

$28,337

TOTAL ASSETS

$34,584

CHECK ①

Cash + Securities Ratio

under AAOIFI

10.9%

✓ PASS

Threshold≤ 30%Buffer19.1 percentage points to spare

Breach risk

Comfortable

0%← Pass zone | Fail zone →45%

Caps how much of a company's value can be held in interest-bearing financial assets — too much suggests the business is more about earning interest than producing real goods/services.

SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds), §3.5.1

Liabilities

Current Liabilities

Accounts payable

$701

Other current liabilities

$1,779

Deferred revenue

Commercial paper③interest-bearing

Short-term debt③interest-bearing

$542

Total current liabilities

$3,022

Non-current Liabilities

Long-term debt③interest-bearing

$24,060

Other non-current liabilities

$1,814

Total non-current liabilities

$25,874

TOTAL LIABILITIES

$37,745

CHECK ③

Interest-bearing Debt Ratio

under AAOIFI

21.5%

✓ PASS

Threshold≤ 30%Buffer8.5 percentage points to spare

Breach risk

Comfortable

0%← Pass zone | Fail zone →45%

Caps how much of a company's value comes from interest-bearing loans. Companies that rely heavily on riba (interest-based debt) fail this check even if their business itself is permissible.

SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds), §3.4.2

Income Statement Excerpt (trailing 12 months)

Total revenue

$21,815

Of which:

Product & services revenue

$21,815

Interest income④non-permissible

CHECK ④

Non-permissible Income Ratio

under AAOIFI

0.0%

✓ PASS

Threshold≤ 5%Buffer5.0 percentage points to spare

Breach risk

Comfortable

0%← Pass zone | Fail zone →8%

Caps what fraction of company revenue can come from non-permissible sources. If your stock passes but interest income is high, you'd 'purify' your share of that income through charity.

SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds), §3.6

Final verdict — under AAOIFI Standard

Not halal

Sector check passes: ✗ no

Want to verify against the primary document? Open full SEC filing

Back to MO verdict