Annotated balance sheet · halal screening

Stellantis N.V.

The full balance sheet for STLA, with the line items that feed each halal check marked and explained inline. Read it like a financial report that grades itself.

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Annotated balance sheet · halal screening

Stellantis N.V. — Q1 2026

Source: SEC Form 10-Q filed 2026-03-31 · via FMP · USD millions · Open filing

Assets

Current Assets

Cash & cash equivalents①

$36,724

Marketable securities①

$2,284

Accounts receivable

$9,199

Inventories

$28,690

Other current assets

$25,786

Total current assets

$102,683

Non-current Assets

Property, plant & equipment, net②tangible

$51,623

Operating lease right-of-use assets②tangible

Long-term marketable securities①

$10,544

Goodwill

$34,214

Intangible assets, net

$17,854

Other non-current assets

$13,855

Total non-current assets

$128,090

TOTAL ASSETS

$238,410

CHECK ①

Cash + Securities Ratio

under AAOIFI

270.9%

✗ FAIL

Threshold≤ 30%Shortfall240.9 percentage points over the limit

Breach risk

Breached

0%← Pass zone | Fail zone →298%

Caps how much of a company's value can be held in interest-bearing financial assets — too much suggests the business is more about earning interest than producing real goods/services.

SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds), §3.5.1

Liabilities

Current Liabilities

Accounts payable

$38,963

Other current liabilities

$40,355

Deferred revenue

Commercial paper③interest-bearing

Short-term debt③interest-bearing

$19,917

Total current liabilities

$99,236

Non-current Liabilities

Long-term debt③interest-bearing

$35,162

Other non-current liabilities

$32,523

Total non-current liabilities

$67,685

TOTAL LIABILITIES

$168,357

CHECK ③

Interest-bearing Debt Ratio

under AAOIFI

301.1%

✗ FAIL

Threshold≤ 30%Shortfall271.1 percentage points over the limit

Breach risk

Breached

0%← Pass zone | Fail zone →331%

Caps how much of a company's value comes from interest-bearing loans. Companies that rely heavily on riba (interest-based debt) fail this check even if their business itself is permissible.

SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds), §3.4.2

Income Statement Excerpt (trailing 12 months)

Total revenue

$333,666

Of which:

Product & services revenue

$333,666

Interest income④non-permissible

$2,085

CHECK ④

Non-permissible Income Ratio

under AAOIFI

0.6%

✓ PASS

Threshold≤ 5%Buffer4.4 percentage points to spare

Breach risk

Comfortable

0%← Pass zone | Fail zone →8%

Caps what fraction of company revenue can come from non-permissible sources. If your stock passes but interest income is high, you'd 'purify' your share of that income through charity.

SourceAAOIFI Shariah Standard No. 21 (Financial Papers — Shares and Bonds), §3.6

Final verdict — under AAOIFI Standard

Not halal

Sector check passes: ✓ yes

Want to verify against the primary document? Open full SEC filing

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